1-844-353-4229

PO Box 2460 AzleTexas 76098

Buying a home can be exciting, stressful and puzzling all at once. After all, you are making what's likely the largest purchase of your lifetime. Your home is not only a financial asset; it's a place for you to build your life for you and your family. We have several resources available to help you learn and prepare for the process. Use the links on this page to prepare for the home buying process.

HOME BUYER EDUCATION

The home buying process can seem complicated but if you take things step-by-step you will soon be holding the keys to your own home! FIrst you need to know where to begin. We will help answer the questions you have when deciding whether or not you are ready to buy a home.


1. Know and understand your credit

It is important to know how your credit affects you when buying a home. Together we can find out what your credit score is and discuss what is says to lenders. We can show you how to get a free copy of your credit report and to correct any errors you may find. If you have not-so-great credit we can refer you to credit repair experts who can help you repair your damaged credit and put you back on the right path.


2. It is important to know how much you can afford to spend on a home. Use this caluculator to get a quick estimate on how much you can afford.


3. Next, you need to get pre-approved. Here are two resources you can use to prepare information for meeting with your lender.

Financial Data Worksheet

Preparing for a Mortgage Application


4. Pre-Approval and Mortgage Preparation

Applying for a loan and obtaining approval before you find a home you want to purchase can be a distinct advantage and is necessary, unless you are going to purchase the home with cash. We will need to have a pre-approval letter from your bank, credit union, or mortgage broker which states the amount they are willing to lend you for a home mortgage.

If you don't know where to begin in getting a loan, we can assist you with selecting the right mortgage professional and refer you to local bankers and mortgage brokers that have served our clients well in the past. We encourage all of our clients to give our preferred lenders a call - there is no obligation and you may just save some money. (We do not receive any benefit from any company to which we refer our clients.) Our referrals are based on past experience with those companies.


5. Not sure if you are ready to purchase a home? Here are 7 reasons to buy a home.


When you are ready we will have homes available for you to purchase. If you don't see what you like then feel free to give us information on what you are looking for and we will go to work finding your new home.


View our homes that are currently available


If you have any questions please feel free to contact us at 844-353-4229 or by email at info@GBTLegacyHomes.com

At GBT Legacy Homes, LLC our goal is to help current and future members of our community have the opportunity to enjoy the benefits of owning a home! Whether you are in the market to buy your first home, move to a larger of smaller home or relocate, we will make the process as smooth and seamless as possible. We do our best to save you time and money while also taking the fear, frustration and hassle out of home buying. When you are purchasing a home you need an expert in your corner and we firmly believe that knowledge is what opens doors and an informed and educated buyer is a better and therefore smarter homebuyer. With our knowledge and expertise you can feel confident in all aspects of the home buying process from choosing the right neighborhood, evaluating property value and closing. You will make the best decision when you are most informed.

GBT Legacy Homes, LLC